July 13, 2023

It’s already July. Don’t wait for a renewal packet from your insurance carrier bearing bad news this fall. Find out now whether your practice could save with APMA’s Health-Care Solutions. Don Hansen, CEO of The Ark Group, a national insurance brokerage with more than 100 years of experience, advises that you do your due diligence now so you won’t be in a bind come renewal time.

APMA has partnered with The Ark Group to provide health insurance plans through APMA Health-Care Solutions. Plans are available for practices of any size. “In order to change the broken process of group health coverage, we have to change the way we approach group benefits,” Hansen said. “The way to keep rates steady is to spread the risk across insurance- and non-insurance-based plans. By doing this, we can spread out claims, driving utilization away from the major medical plan.”

Each state has its respective regulatory challenges with non-fully funded plans, and The Ark Group is aware of these challenges.

The Ark Group does the underwriting up front to understand your practice’s needs and ensure they are met. They select plans using reference-based pricing when available and right for your needs, eliminating the need for in- or out-of-network rates. The Ark Group offers outstanding customer service and a customized approach to your benefits.

The Ark Group has worked with APMA members on group medical, dental, and vision product offerings. “The feedback has been tremendous,” Hansen said. “In fact, we are seeing amazing renewal rates on groups. A recent renewal for an APMA member came back with a 17-percent decrease in premiums!”

APMA also has approved The Ark Group to provide members with education and service on other products, including Medicare, long-term care, life, and disability insurance. APMA members can now receive a 15-percent discount on premiums and excellent coverage with one of the premier disability insurance carriers in the country, Ameritas. Ameritas is a $45 billion, A-rated insurance company.

Stop by the APMA booth (#507) in Nashville to speak with a representative from The Ark Group. Or, visit https://mybenefitsportfolio.com/apma.